We want to help you find a warranty that makes sense for you—so here’s a little information from BNET to help you make the choice:

1. Don't feel pressured at the checkout line. If you ask, most stores will give you 30 days to decide.

2. Don't overpay. If three years of coverage costs more than 15% of the item, it's usually not worth it.

3. You now have a choice! You can say "NO" to the retailer and find a better price and service online.

4. Inquire if coverage for accidental damage is available if your item is likely to be dropped or get wet (like a phone, camera or laptop),. Usually an additional fee applies, but often it's well worth it.

5. Know what you're getting. If something happens to the item, what exactly will you receive when?

6. Keep your receipts, in case you ever have a claim.

7. Know you can always transfer it or cancel it and get a pro-rated refund.

Photo, shazam791